Christian
Well-known member
Have any of you been able to get life insurance AFTER a valve repair or replacement?
Life Insurance
- Thread starter Christian
- Start date
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fyrfytr
Well-known member
Hey Christian
Hey Christian
You can get it but it will be rated up. If you all ready have a policy your best bet is to have the amount on it increased. My policy has a clause in it where I can increase the amount every 5 years 3 times. I hope this helps you out.
Take Care
Dave
___________________________
Surgery: 4/21/03
Aortic Aneurysm Repair
AVR, with a St. Jude Mechanical
Hey Christian
You can get it but it will be rated up. If you all ready have a policy your best bet is to have the amount on it increased. My policy has a clause in it where I can increase the amount every 5 years 3 times. I hope this helps you out.
Take Care
Dave
___________________________
Surgery: 4/21/03
Aortic Aneurysm Repair
AVR, with a St. Jude Mechanical
J
JetService
Christian, I don't know if this gives you any insight but I have (and always had) supplimental insurance from work. I wanted to increase it a bit and was concerned if I could. Well, we just had open enrollment and to my relief it specifically said an enrollee could bump their coverage up to $500,000 before a medical check is required. So my AVR was a moot point. However, I don't know how similar to each other life ins. cos. are.
Hank
VR.com Founder, Now just a Member
Trying the 2nd time
Trying the 2nd time
Last year for open enrollment, I tried to increase mine to 500,000 from the basic of 100,000 and was denied the increase. We are in open enrollment again right now so I am in the process of trying again.
Trying the 2nd time
Last year for open enrollment, I tried to increase mine to 500,000 from the basic of 100,000 and was denied the increase. We are in open enrollment again right now so I am in the process of trying again.
