Don was right -- there IS more input on this forum.
I went for more than 17 years relying on occasional lab tests. My doctors were pretty mindless and careless about having my INR tested regularly. I could have stroked out, based on their disinterest in managing my INR and my reliance on them to know what they're doing.
Since 2009, I've been self-testing. It's not only empowering, theoretically it could also be life saving.
I have used most of the available meters - including one that you may have never heard of. My first meter was a ProTime that was sent to me by a person whose mother used it (and died) so he no longer had a need for it. I followed that with a ProTime 3 meter that I bought on eBay. It's a little sleeker than the original (classic) ProTime, but uses the same consumables. The results are reportedly close to the lab results, but it isn't as easy to use as some of the newer meters.
The InRatio is easier to use than the ProTime meters -- I also got this on eBay. It requires a large drop of blood placed on a tiny area on the strip. I've sometimes missed that spot. The InRatio tends to give you an INR value that is higher than a lab value. Some people automatically subtract .4-.6 (or so) from their InRatio results. I now have an InRatio 2 -- but it seems to have the same level of error. It's fine to have this tendency to report higher than labs - as long as you are aware of it and know to adjust the reported number to get a better approximation of the lab value.
My next meter was the Coag-Sense - a meter that seemed, in theory, to use a method that, unlike the InRatio and CoaguChek XS don't actually time formation of a physical clot - seemed to be potentially more accurate than the other two. (I've recently gotten another Coag-Sense meter, new in box, unused, if you're interested).
My latest addition is a CoaguChek XS. Compared to all the others, this meter seems to be easiest to use -- put the strip in the meter and it turns on; confirm that the code on the strip is the same as the code that is in the machine; wait for the strip and meter to warm up, then incise your finger and touch the drop of blood to the strip within fifteen seconds of incision. It's fast and easy. It gives you INR only (not prothrombin time, which most people aren't that interested in, anyway).
My goal in getting all these meters and strips is finding the one that seems to be the most accurate, and relating my experience.
Almost as soon as I got my Coag-Sense, I stopped being able to get monthly blood draws for INR. I haven't been able to compare the lab values to my meters.
I've noticed a consistent difference between the Coag-Sense and the other meters -- the Coag-Sense value is always lower than the InRatio, CoaguChek XS and ProTime 3. All three meter makers claim that their results are the most accurate.
This is a difficult claim to make, because the value from one lab may differ from the value of another lab. I've run into this phenomenon when I was tested on the same day at two different labs.
What I'm suggesting is this - you can probably get a very usable meter on eBay. In some cases, these may be meters that were used in labs, or used by a person who subsequently died or went off coumadin. These meters were probably useful and accurate. The only meter that I bought that didn't work was one that I bought As Is, basically just for the charger and case.
From my experience, the CoaguChek XS is probably the easiest to use. Each strip should considerably less than $6-8. The Coag-Sense is also fairly easy to use, although you have to get blood off your finger into a 'transfer tube' or mini-pipette,and then onto the strip. The Coag-Sense strip is impressive because there's a little wheel inside the strip that spins once the strip has warmed up -- the blood mixes with reagent, and an optical sensor can tell when the clot has formed. It's interesting to actually see the clot in the strip the first few times you run a test.
As Don has said - you'll get more input from others - I hope that this lengthy reply is helpful. (If you're interested in my extra Coag-Sense meter, send me a private message)