question: do I still have a 'heart condition'?

[sue943]

A colleague of mine has had a quadruple bi-pass and has a defribrulator fitted, he travels from UK to Mexico every year for several weeks. His travel insurance just stipulates that although he can transit through the US he cannot overnight there.

 

[scott.eitman]

and that life insurance rates would drop after the surgery. Boy, was he wrong. Great surgeon, but not that good with the truth about this one.

I was able to get a reduction in my life insurance premium post-op. It has been 12 years since that surgery, so I am not clear on the timing, but I believe it took a year of two before we were able to get the reduction.

As for medical, I believe most forms are going to ask if you have seen a Dr. in the past 5 years for a heart condition. Well, how many of us do not see one about every year...and at worst case every 2 years. It would be a lie to say "no".

Scott