G
Gemma
Hello everybody! Apologies for being so quiet recently - Jim and I have been house-hunting, I've got a new job, been planning holidays etc so haven't had much time to check in I'm afraid. Have been "lurking" a bit lately though and seeing how everybody's doing.
Now, what do we need luck for? We have had an offer accepted on a house!! YAY!! 2 bedrooms, enough parking for the menagerie of cars we've got between us, and a lovely big (by local standards) garden with apple and damson trees at the bottom.
Saw the mortgage advisor today who's also sorting out life insurance - that's where things get interesting! Jim answered yes to about a third of the questions - ever had chest pains, on any meds, ever had high BP, had more than 10 days off work in the last 3 years...
So, we now need to keep our fingers crossed that the insurance company gets the report from Jim's doctor and decides that maybe the premium goes up a bit, and possibly there'll be some exclusions to the cover, but that we can have the cover!!
I know this is an issue that affects a lot of people, and as first-time buyers we're not in the position of having already had insurance prior to discovering about Jim's condition, so I'll keep you all posted as we find out the verdict.
Will also add a photo of our lovely house once we've exchanged contracts and got the keys!! (Oh, if you'd like to wish/pray/hope for that to go smoothly too that would be most appreciated
).
Anyway, think that's all for now. We're hoping to get a rescue kitten too (think it's kinder on Tiger for him to stay at Jim's parents' house where he loves the garden) so that'll be 3 re-homed souls!
Hope everyone's OK, and surviving the heat (if you have air-con please don't tell me - my new job sadly comes with the perk of fans and open windows as the only cooling measure ).
Gemma & Jim.
Now, what do we need luck for? We have had an offer accepted on a house!! YAY!! 2 bedrooms, enough parking for the menagerie of cars we've got between us, and a lovely big (by local standards) garden with apple and damson trees at the bottom.
Saw the mortgage advisor today who's also sorting out life insurance - that's where things get interesting! Jim answered yes to about a third of the questions - ever had chest pains, on any meds, ever had high BP, had more than 10 days off work in the last 3 years...
So, we now need to keep our fingers crossed that the insurance company gets the report from Jim's doctor and decides that maybe the premium goes up a bit, and possibly there'll be some exclusions to the cover, but that we can have the cover!!
I know this is an issue that affects a lot of people, and as first-time buyers we're not in the position of having already had insurance prior to discovering about Jim's condition, so I'll keep you all posted as we find out the verdict.
Will also add a photo of our lovely house once we've exchanged contracts and got the keys!! (Oh, if you'd like to wish/pray/hope for that to go smoothly too that would be most appreciated
).Anyway, think that's all for now. We're hoping to get a rescue kitten too (think it's kinder on Tiger for him to stay at Jim's parents' house where he loves the garden) so that'll be 3 re-homed souls!
Hope everyone's OK, and surviving the heat (if you have air-con please don't tell me - my new job sadly comes with the perk of fans and open windows as the only cooling measure
).Gemma & Jim.
