I am a Jude mechanical Valve patient since 2005 due to BAV congenital condition.
I use the Anticoagulation Clinic at the hospital- but the cost got astronomical. The fees are $250 a visit and is not billed as an office visit so goes to deductible. With high deductibles to keep premiums down it has been challenging. The CPT code seems to warrant being paid as an office visit with a copay but the insurance- and i have had First Choice, Blue Shield, and Blue cross all pay the same way, it goes to the deductible.
About 6 years ago I tried a home monitoring machine that insurance paid with a Roche machine ( I bought when my deductible was met) - but when my supples ran out, I found out they wanted me to test more frequently- they make their money on supplies. they wanted at the time twice a month. IWhen going to the clinic - I was lucky to get 6 weeks. The cost of the strips (i used Alere at the time) was just as bad as going to the clinic. I returned the machine as they said I did not really own it they billed insurance as a lease.
The billing for results is the other issue- that was problematic - the physician’s office did not do it - leaving the inr clinic to do it and they the did as a “courtesy”. In making my inquiry recently to revisit with a recommendation for a machine, they indicated they are changing their policy that will not make it cost effective for patients they told me.
I am stable so I don’t need to test frequently- The only time I run into trouble is with my Diverticulitis flare ups as the antibiotics wreck havoc with INR. I am still under age 65 when Medicare comes into play. Any advice and recommendation is appreciated
I use the Anticoagulation Clinic at the hospital- but the cost got astronomical. The fees are $250 a visit and is not billed as an office visit so goes to deductible. With high deductibles to keep premiums down it has been challenging. The CPT code seems to warrant being paid as an office visit with a copay but the insurance- and i have had First Choice, Blue Shield, and Blue cross all pay the same way, it goes to the deductible.
About 6 years ago I tried a home monitoring machine that insurance paid with a Roche machine ( I bought when my deductible was met) - but when my supples ran out, I found out they wanted me to test more frequently- they make their money on supplies. they wanted at the time twice a month. IWhen going to the clinic - I was lucky to get 6 weeks. The cost of the strips (i used Alere at the time) was just as bad as going to the clinic. I returned the machine as they said I did not really own it they billed insurance as a lease.
The billing for results is the other issue- that was problematic - the physician’s office did not do it - leaving the inr clinic to do it and they the did as a “courtesy”. In making my inquiry recently to revisit with a recommendation for a machine, they indicated they are changing their policy that will not make it cost effective for patients they told me.
I am stable so I don’t need to test frequently- The only time I run into trouble is with my Diverticulitis flare ups as the antibiotics wreck havoc with INR. I am still under age 65 when Medicare comes into play. Any advice and recommendation is appreciated