Hello Ovie,
Check with the doctor managing your own anti-coagulation therapy (ACT) to be certain, but I think most would disagree with the advice offered by JimL to change your dose at 2.6.
As long as you are still within range, most protocols will tell you to leave the dose alone. Changing the dose while you are still within your target range will lead to instability and make your INR difficult to manage.
I recommend you check out the article at:
www.hopkinsmedicine.org/hematology/...ing_algorithm_Kim_YK_and_Kaatz_S_JTH_2010.pdf
Table 1 in that article has a nice, simple dosing algorithm you can use as a guide, or a validation of the advice given by your ACT manager.
The difference in the target range of 2.0-3.0 versus 2.5-3.5 is typically whether the valve in question is the aortic or mitral. I think the issue is average blood flow velocities and turbulence at the two points in the heart, but usually those with an artificial mitral valve have the higher 2.5-3.5 target range and artificial aortic valve patients have the 2.0-3.0 targets.
There is a safety margin built into the target range. I personally have the 2.5-3.5 target and my doctor doesn't get concerned unless I am below 2.0. If I am below an INR of 2.0, then I take lovenox shots to provide extra anti-coagulation protection until my INR is back up from the warfarin (often at increased dose).
Also, keep in mind that it's not like you will instantly have a stroke the minute your INR gets below target. You have to be below range for some time for clots to form on the valve. Even if you never did any anti-coagulation therapy at all, the risk of stroke is only about 1-2%. The ACT is used to reduce that 1-2% risk down to below 1%.
There is no way you can tell from external symptoms that your INR is lower than target. Remember that" lower-than-target" is approaching "normal" for the non-ACT population, and is the way our bodies behaved before we were on warfarin. With overly high INR you will see unusually easy bruising and possibly blood in stool/urine as GymGuy mentioned.
Home testing is the way to go if you can do it. Even with lab testing, the first few months after surgery you should be testing more often than once a month until the doctors see that your INR is stable. That still gives plenty of time to make adjustments if you are out of range.