The POCs have changed over the years. I started self-testing in 2009, when I was able to get a ProTime meter. It was big, kind of clunky, had a bit of a learning curve, and the strips required refrigeration. But it worked.
When I got an inRatio, it was smaller, strips didn't require refrigeration, and seemed to be my meter of choice...but I made one error -- I relied on its accuracy. I tested every week or two, consistently getting readings of 2.4 -- but I had a TIA. The INR in the hospital lab was 1.7 -- later, it was 1.8 - I had gone for weeks with an INR that was too low, even though the meter said 2.4 (I got a 2.4 before I went into the hospital). The InRatio has been removed from the market - a few years too late, based on my experience.
After getting out of the hospital, I was convinced that I should try other meters, and went on a quest to find the most accurate meter - my life, and the life of other self-testers, relied on it. I got a Coaguchek-S (the XS hadn't come out yet, or was just too expensive), and, later, an XS. I tested on the Protime, the InRatio, the S or XS, then the hospital lab or a clinic lab.
When I got my Coag-Sense, I added this to the mix. For many months, I compared meter results to each other, and to a blood draw.
In some cases, I found the results of the XS and the InRatio to be much higher than the blood draw -- in some cases more than a full point or more too high. The Coag-Sense stayed closer to the labs. And not all labs were to be trusted - nor were the doctors or practitioners who prescribed the dosing based on the INR results.
My personal choice came down to the CoaguChek XS and the Coag-Sense. It seemed, on many occasions, that the lab results fell roughly between those of the XS and Coag-Sense. The Coag-Sense was often .1 or .1 below the lab. The XS was often as much as .3 above the lab value. All were within acceptable limits.
For myself, I decided on the meter that reported a value equal to or lower than the lab value. This way, I would be sure that a 2.0 on the meter wasn't LOWER than a 2.0 at the lab. By contrast, a 2.0 on an XS would have me wondering if my lab results would be 1.8 or so. Because I'm not as concerned with a slightly high INR than I am about one that is too low, I chose the Coag-Sense. Although it's less well known, isn't backed by a massive marketing team, is larger than the XS, and isn't quite as easy to use, it's my personal preference.
Whichever meter you use, get some blood draws (as others here also do), so you can learn (possibly) how your results vary from the lab results. Armed with this knowledge, you should be able to self test (and maybe self-dose) and be confident that your INR is in a safer range.